Everything has to be to todays standards to comply with local zoning standards. Lapine, Or for sale in Yakima, Washington, Land Sale United States square meters 80937 in the area of Pecos, Positive cash flow & owner financing for sale in macomb, illinois, Newfield, ME York Country Land 40.140000 acre for sale in Newfield, Maine, 63 Ac. Bank fees come with Maine land loans made in those conference rooms. In the case of private water and sewer, particular care by the lender will be taken to make sure the well and septic, the driveway, all the set backs fit nicely on the free and clear piece of land set aside for the dwelling. The wood removal is hurting the value of the land if done too heavy or not with good stewardship practives involved. Contact me for more information. 20% down, 6% interest, 10 year amortization with balloon in 6 years. I knew you could. Our Listings . Buying cheap land at auction in Northern Maine. Zillow (Canada), Inc. holds real estate brokerage licenses in multiple provinces. 442-H New York Standard Operating Procedures New York Fair Housing NoticeTREC: Information about brokerage services, Consumer protection noticeCalifornia DRE #1522444Contact Zillow, Inc. Or park it on a lake in retirement mode. Home; OFF GRID LAND WITH OWNER FINANCING FOR SALE ; Phil McPhail (207) 794-6164 First Name * Last Name * Phone Number * Email * Your Message . Possible owner financing available. No pre-payment penalty to settle up and retire the mortgage early happens in 99.9% of the hundreds and hundreds of owner financed Maine land loans our office set up over the years. Great spot for cabin or home. This home is perfectly located to enjoy all that Central Florida has to offer. Email A Friend. Aroostook County, ME owner financed land for sale, Cumberland County, ME owner financed land for sale, Knox County, ME owner financed land for sale, Lincoln County, ME owner financed land for sale, Penobscot County, ME owner financed land for sale, Piscataquis County, ME owner financed land for sale, Somerset County, ME owner financed land for sale, Waldo County, ME owner financed land for sale, Washington County, ME owner financed land for sale, York County, ME owner financed land for sale, Northern Maine owner financed land for sale, Southern Maine owner financed land for sale, Central Maine owner financed land for sale. Augusta, ME 04333. The bright lights come on, the sirens go off. . Cattle Farm with nice green open pastures, fencing, spring feed stream. Previous photo. $60,000. The 32 matching properties for sale in Maine have an average listing price of $172,325 and price per acre of $23,664. Among the different property types you can purchase in Maine, farms tend to get swooped up the fastest. If you are headed into apartment, assisted living or maybe a nursing home. Extra section of concrete slab ready for your expansion when you are. There are no pre-payment penalties. (Guntersville, Al). 209 Off Grid Acres In Howland- Near Interstate 95! Land Sale United States square meters 445 in the area of Pine Bluff. With endless woods and trails, this is a top notch location for ATVing, jeeping and snowmobiling right from your property! Cathance Lake has very clear water and offers excellent swimming, boating and fishing and is nearly 3000 acres in size. Seller finance is possible. So a soil test right away to know the leach field, side line set backs, the well can all fit nicely on the house lot you create. Cooper, ME, 04657, Washington County. Feel free to call me directly for all interest. Quick Facts: 2.2 Acres; 304 . We work around them as a Maine real estate broker with forty years experience to draw from in each and every approach to an owner financed land sale. Please verify all facts with the affiliate. Print. Maine REALTOR Andrew Mooers Grew Up On A ME Potato Farm, The Youngest Of Four Boys. Lot 6 RT 168 , Lee, ME, 04455, Penobscot County. 9 Oceanfront Lots From 2-6 Acres in Size - Huge Lots, 40 Acres total in Waterfront Lots - All Lots have a 100 ft. to 400 ft. of premium water frontage news with the seller and staying involved to get the buyer back on the payment schedule . Only $89,000 contact me direct at or cell visit website to see more valley view rd (google map) (yahoo map) nature in the open Colorado country. Listing Tools. . Contact. Off Grid Land with Owner Financing For Sale . It is tree farming to maximize the growth by removing a little over story here to let the little guys down below get a bath of healthy sunlight. 207-794-6164. Penobscot County has a wide variety of generously sized homes on huge estates, as do Aroostook County and Hancock County. Build a home, park an RV, bring a home, camp number and a good time for me to return your call. With endless woods and trails, this is a top notch location for ATVing, jeeping and snowmobiling right from your property! Thanks, for for your interest. Call (844) 334-9574. Did these results show what you were looking for? The seller figures the new buyer can not hurt it much because the timber value today is gone. We use cookies to personalize your experience. When you are in the sunset stage of living, monthly owner financing installments trickle in too slowly. This property could be residential or commercial. This property could be easily be converted to a wonderful home. Please click the plus icon at the end of the row/column to add all your employment history. That lender can foreclose to recoup the bank lenders investment and move on. If thats okay, just keep browsing. Disclaimer: School attendance zone boundaries are supplied by Pitney Bowes and are subject to change. Don't forget about the nearby lakes and brooks for water activities that you enjoy. Pine Bluff, Jefferson County, AR The Maine Land Store has land for sale with power available, making great house, cabin, or camp lots. 2. The rules in the mortgaged land the buyer is month by month slowly paying off also will state the property can not be sold off before the land is free and clear. road, near oldtown. For sale. I understand that if I am not approved, the Maine Land Store staff and their affiliates are not allowed to provide any details or explanation regarding the reasons why I did not qualify. Owner Financing Available. Sedgwick, ME | Hancock County. Equestrian Property w LAND close to water! A great place for hunting, snowmobiling, atv riding and more. If thats okay, just keep browsing. Lifetime trade up on your property as well! Woodland Ridge Lake Land Company P O Box 1956 Ocala, FL 34478 Serious inquiries NO owner financing. Fully Developed Subdivision ready to sell or build, with Paved Roads, power, gated entrance - Fully Permitted and entitled We offer owner financing on our properties to qualified buyers who are US citizens and US residents. Call stacy white 1.51 acre: lot in the quaint community of Franklin in the Clark Estates Subdivision. But lots to construct something on Maine land, building a home. Thanks for your interest, bob. The first step is to fill out our owner finance application. This Maine blog post explains what buying and selling land looks like when an owner of it holds the mortgage. When a seller opts to provide owner financing, there are lots of rules in the mortgage and promissory note about what the buyer can and is not allowed to do to the Maine land. Some for the simple low cost vacation destination to run away from the daily pressure of city living. 250 Common Are Acres Could Be Put Into Conservation United Country Timberland Properties is a division of United Country specializing in timberland, wooded lots, forested land and other timber property for sale across the United States. The legal clause about if you try to transfer interest in this collateral, or attempt to let someone take over the unassumable loan, an acceleration device is detonated. Did these results show what you were looking for? Whether you are into hunting or just capturing animas with your camera, this is the spot for you as there is a variety of wildlife. Making payments on time and not having to chase the buyer is the primary focus but what happens for penalties if the buyer does not is addressed six ways from Sunday. Surveyed 1.9 acres on beautiful Cathance Lake with 293 feet of Lakefront. and goats. Map for sale in Harrisonburg, Virginia, Land Sale United States square meters 2023 in the area of Deming, Land Sale Oregon square meters 9712 in the area of Bly, Land Sale United States square meters 849 in the area of Pine Bluff, Land Sale United States square meters 566 in the area of Pine Bluff. Red flags and pit falls to owner financed Maine land? The bank is left holding the paper and has exposure risk for years and years with Maine land loans. First Responders, Doctors, Nurse, Teacher, Grocery Employee, Government Employee, 425 Acre Trophy Oceanfront Completed Development Call (844) 334-9574 For those who love a laid-back lifestyle on or near the coast, Maine seems an ideal place to live. 91 Myers Corners Rd, Wappingers Falls, NY 12590 - Opportunity! Trading it in for a short spell of time over a long holiday weekend or yearly week of vacation time in rural Maine. We are not a bank. Surveyed 1.9 acres on beautiful Cathance Lake with 293 feet of Lakefront. Seller finance is possible. All the money owed becomes due. Maine land is low cost, big and beautiful. To use collectively all year round for vacations when each can fit them in to head to Vacationland. Bank financing or Owner Financing No prepayment penalty. Approval is based on financial capabilities and history, property price, responsibility, character, etc. Saltwater Paraside. We require a minimum down payment of 10% of the sale price if it is raw land. Other land buyers want to build new, start fresh and homestead in Maine. Because the seller does not need to replace the land like most do when listing a house. Fully Developed Subdivision ready to sell or build, with Paved Roads, power, gated entrance - Fully Permitted and entitled Don't forget about the nearby lakes and brooks for water activities that you enjoy. We offer owner financing on land for sale all over the United States and we deal in property sizes ranging from 1 acre all the way up to 640 acres. There are no prepayment penalties on our loans. A real Maine Down East 16 acre salt water farm. Banks dont want to loan on structures if they are on leased land unless the lease term is as long or beyond the mortgage loan period. Maine For Sale by Owner. Veteran specials- Pay your closing cost or deep discount your property. 3. Please enter a number greater than or equal to. We use cookies to personalize your experience. This land is soil tested and power is being installed this summer. If you want to change locations are interested, respond and I'll. Next photo. LW Land has created new programs that create tremendous deals and benefits for customers, investors, and . Seller is retiring! Program contact information the Golf Coast. When responding please reference FVL Property #2139 Reference code: GJSC-T67193, real estate contract: Sale, This property is a Land in case you need to stock up on essentials. Our inventory consists of some of the cheapest residential quality land for sale in America. 5. But the land itself had only size and attractive seller, owner . Camp, RV or 5th wheels allowed on all properties when you go under contract. It is an improvement that increases the usabilityof the Maine land. Highly Sought after Deep Water Lots, Walk off each lot onto the beach/shore (NO Cliff Lots) Page 2 of 3 - Find Maine land for sale properties. Plus those same individuals on the hunt, fishing around for land in Maine have skills. The dream to live off grid, to set up a simple farmstead and grow what you eat for healthier living is a strong one. Still in a neat area of wildlife, crystal clean rivers, lakes nearby. Whether you are into hunting or just capturing animas with your camera, this is the spot for you as there is a variety of wildlife. More info, By creating this email alert, you agree to our. Any real estate agent or broker gets asked to report what's Getting FAA Part 107 drone FAA license to fly real estate missions. Please enter your username or email address. Guntersville Lake Access With Three Car Garage! To learn how the process works if you have to pull the plug and yank back the land. Find cheap land for sale in Maine including the cheapest properties, unbuildable land, dirt cheap land with a house, and other inexpensive land. Sign Up. Offered with owner financing, this 2.51 acre lot has 146' road frontage Quiet. The terms on Maine land the lender charges to make it worth their while happens. 72 E Ridge Rd, Mars Hill, ME 04758. Make sure that legal beagle has experience in real estate, Maine land sales because when they do not, the transaction wobbles. If you are searching for owner financed Maine land, MOOERS REALTY has all locations, prices, sizes and types of acreage to consider! Its fast and FREE. Paved parking lot right on Bangor Road. Find owner financed land for sale in Maine including homes and land with owner financing, rent to own properties, and land for sale by owner land contract. Seller finance is possible. Owner Financing Terms. Surveyed 1.6 acres on beautiful Cathance Lake with 380 feet of Lakefront. OWNER FINANCING in Hamlin. To make it free and clear of the land owner mortgage left in place on the rest of what you bought for acreage. Includes a large 34 x 32 Display/Show Room & 2007 60 x 32 Insulated Garage/Warehouse building with second story storage. Some just want a solid investment that can be left to their children later in life or sold fairly quickly if developed in a subdivision for a tidy profit. Cleaning up blow downs or trimming dead sections of trees is like grooming. But if you intend to borrow money to build a home down the road, remember that the bank you go to secure that money to build is going to want to get rid of the seller who holds the mortgage to the land under that new house. Sort. View photos, research land, search and filter more than 54 listings | Land and Farm The real estate closing where you learn your final payment, the mortgage burning party is a fast forward to fifteen, twenty, thirty or more years from now. People have life experiences that hit hard and that impact the best of intentions when entering into a land sale owner financed arrangement. Updated (phone) for sale by owner home but you will need an agent to view this property. 04634, ME. We also sell commercial properties that are great business opportunity locations. 2 acre surveyed building lot in very friendly area with driveway and power available. Land for Sale with Owner Financing in Maine: 1 - 25 of 68 listings. $39,900. A location of a successful business for the last 20+ yrs! Owner financing is an affordable option for many people in a variety of land buying scenarios. When looking for farms for sale in Maine, make sure to take note of the type of farming that's been done and what maintenance has been undertaken on the fields as well as any residence on the lot. We set them up not to fail so it is win win for bother Maine land buyer and seller. Find the wooded or waterfront property for your new home or camp. Buying cheap land in Maine. Do Not Sell or Share My Personal Information, 442-H New York Standard Operating Procedures. Reach Out, Let's Connect When You Are Ready! 23 secluded acres with approximately 870 feet of road frontage for your privacy in gorgeous Aroostook County waiting for your cabin! Those kind of mortgages can not be packaged up neat and pretty to dump on the secondary market. Major cutting would have to be overseen by a licensed Maine forester if the seller of the Maine land agrees to such an arrangement. Financed with 100% mortgage by the owner because the buyer could not hurt the property. The trademarks MLS, Multiple Listing Service and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. He has no skin in the game and the lack of financial commitment is a sign to expect potential problems ahead in zero or very little down payment playing the owner financing game. The Maine land is an investment and often used for a cheap vacation destination in the state where the bottom of all the license plates say Vacationland. To squeeze out of the household income a little slice for some land in Maine. Seller finance is possible. Which adds value to the collateral of the property acreage that is being a month at a time paid off slowly. Covenant protected homesite for sale with owner financing available. . Owner financing is available. Includes a large 34 x 32 Display/Show Room & 2007 60 x 32 Insulated Garage/Warehouse building with second story storage. 163 Clarktown Rd, Roan Mountain, TN 37687 - Opportunity! You pay you stay, you dont you wont simple. More info, By creating this email alert, you agree to our, 222 Mattamiscontis Road Single-Family Home for sale in Edinburg, Maine, River front acreage, owner financing, salmon, trout for sale in Derby, Maine, Hunting Camp, Owner Financing for sale in Leesburg, Florida, 30 acres with breathtaking views for sale in Richford, New York, Land Sale United States square meters 20638 in the area of Blanca, 3br - 1250ft - Owner Financing! Big Incentives and discounts for CASH buyers. Zillow Group is committed to ensuring digital accessibility for individuals with disabilities. Do you need a drone pilots website design & web development | web hosting | maintenance: Im Maine REALTOR Andrew Mooers, ME Broker, FAA Part 107 License To Fly Real Estate Drone Missions. Interest rates are subject to change therefore they are not listed on this site and will be set at the time a purchase and sale is agreed upon. 20% down, 6% interest, 10 year amortization with balloon in 6 years. If the buyer dies, the estate may stilll want to hang onto the land and divvy it up between the heirs if there is money from other assets to keep that dream up in Maine alive. You know, the one you signed at the mortgage your life away long tedious real estate closing that cramped your hand from the tall stack of paperwork. 1.6 acres $89,900. Cathance Lake has very clear water and offers excellent swimming, boating and fishing and is nearly 3000 acres in size. With Maine land, look mom, no structures, nothing to maintain just let the woods grow or keep those pasture fields hayed and tilled to raise something. Seller finance is possible. Home For Sale In Hudson, New York - Opportunity! Now is the time to take advantage of our "blow-out" and buy land at unheard of prices. Maine Land For Sale By Owner We Finance Any Purchase Maine Lake Lots. Approval is based on financial capabilities and history, property price, responsibility, character, etc. To heat with wood, a renewable resource that is another perk of owning forestry timber land to selectively log and thin for profit. Hike, camp 0.12-acre plot of land in Jefferson County now and enjoy life in an affordable peaceful community! The ones with the long table closings that happen to the left or right of the big main tile floor high traffic lobby. Share. Highly Sought after Deep Water Lots, Walk off each lot onto the beach/shore (NO Cliff Lots) Owner financing is available. For over five decades, Maine Land Outlet has been the the largest private land company in Central Maine. Please click the plus icon at the end of the row/column to list all your auto loans and pertinent information. The 32 matching properties for sale in Maine have an average listing price of $172,325 and price per acre of $23,664. 425 Acre Trophy Oceanfront Completed Development Call (844) 334-9574 The one that the buyer and seller received copies of at the real estate closing for each to write down when they made and received those month to month payments. Please click the plus icon at the end of the row/column to list all your mortgage companies. Boat from camp right to the river. Look no further than this 10.1 Acre lot in Seguin, San Antonio, Texas. Please switch to a supported browser or download one of our Mobile Apps. LandWatch has 29 land listings for sale with owner financing in Penobscot County, ME. 1.02 acres $15,900. The Maine Land Store offers owner financing on all of its properties for sale to qualified buyers who are US citizens and US residents. What are you waiting for? This Maine Real Estate has long frontage on a protected large bay, a private to get a lot in the heart of outdoor recreation & have pond access. Living off grid, sustainable in Maine. Tour $ $ % $ Listed . 1 - 25 of 2,904 listings - Browse Maine properties for sale on Land.com. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); AboutPropertiesFinancingTestimonialsFAQsSearchContactTreeline, Inc. 207-794-2044 x 213 info@themainelandstore.com, 35 Access Road, Chester, ME 04457Mail: PO Box 127, Lincoln, ME 04457. Learn more. Thanks! Mortgage Calculator. Big Incentives and discounts for CASH buyers. $199,900 / 3br - 1300ft2 - *OWNER FINANCING*3 BDRM/1.5 BTH*MUST SELL! So the bank can place a mortgage on that building site chunk of land. That land, the carcass of the woods operation was about the only use of the word cheap Maine real estate. We have 17 properties for sale listed as owner financing camp maine, from just $19,900. E-mail existing rental fee roll and operating declaration. For more details and to contact: Development potential in trapon springs fl owner financing available. That sort of thinking happens a lot. Call or Text me at Email me -----------@gmail.com out an outstanding panoramic view. 212 Hanbird Ln, Rutledge, TN 37861 - Opportunity! Seller finance is possible. We are continuously working to improve the accessibility of our web experience for everyone, and we welcome feedback and accommodation requests. 2 acre surveyed building lot in very friendly area with driveway and power available. Or without written permission of a loan assumption which is rare on Maine land or any real estate mortgage. State road frontage with more land beside it Get notified when we have new listings available for owner financing land in maine. Aroostook county, Northern Washington and Penobscot counties are sleeping giants for Maine land that can be bought right. To help frame the camp or cabin. 3. Please click the plus icon at the end of the row/column to list all mortgages that are under your name and the pertaining account information. We have only 10 remaining parcels for sale by owner in central Maine with lakes, ponds, camps, river, fields and meadows in the most beautiful locations of Maine. Used under license. Build a home, park an RV, bring a home, camp 24-acre plot of land in Jefferson County now and enjoy life in an affordable peaceful community! Land for Sale in Maine between $10K and $20K : 1 - 25 of 43 listings. Quantity and quality together on Maine land means the price is higher. Lots/Land Apartments . Seller is retiring! By creating an account you can save favorite property, listings and searches. Unless it is improving a poor performing hit or miss buyer with one that adds more money or a better payment frequency to the re-worked land sale. Extra section of concrete slab ready for your expansion when you are. The local golf course is approximately 15.5 miles as is the town of Houlton which has all amenities including a hospital. Owner financing available. Come see it now! It was featureless. 2 acre surveyed building lot in very friendly area with driveway and power available. Approval is based on financial capabilities and history, property price, responsibility, character, etc. Seller finance is possible. Cut over wood land that was recently harvested is the easiest to obtain attractive owner financing on when buying Maine acreage. Open To All Offers. The buyer pays the attorney crafting his side of the owner financing arrangement mortgage and promissory note plus picks up the legal bill for the title search. Use arrow keys to navigate. Packaging up the mortgage for the secondary market on Maine land loans to dump it is not how property acreage financing works. If a few years of payments have been paid in, if the buyer has drilled a well, put in a septic system and installed power or built a cabin, the land value with those improvements has gone up to allow a sale. LW Land has created new programs that create tremendous deals and benefits for customers, investors, and people who are looking to vacation and relax. Those inheriting the assets if there are any will have to foreclose on the real estate mortgage. You can leave the city now if you like and begin to camp. This land is soil tested and power is being installed this summer. In Maine, there is not a lot of difference. 0% interest and no credit check owner financing. Marvel at the clear mountain views. Land For Sale; Owner Financing; About Us; Testimonials; Maine Land For Sale. MOOERS REALTY 69 North ST Houlton ME 04730 USA. No waiting for closing. Seller Finance Available! However, livestock products produce the most revenue in agriculture. Watch for matching Maine land listings and property price updates. To get out of the damp dark lower region of the forest land. Check with the applicable school district prior to making a decision based on these boundaries. Maybe the owner financed Maine land buyer wants to farm and live off the bounty of the dirt. The 38 matching properties for sale in Maine have an average listing price of $153,947 and price per acre of $16,635. Sold. For Last 44 Years, Listing, Marketing, Selling Maine Real Estate Property Listings. Lot w/well, septic and pad. If you wish to report an issue or seek an accommodation, please let us know. OWNER FINANCING (11 ACRE WATERFRONT on ST. JOHN RIVER. In the counseling with the Maine land buyer the mortgagee is instructed to not make promises of a payment larger than they can comfortably deliver on month after month until the land loan is payed off. But whatever makes the parties more comfortable buying and selling in an owner financed land sale situation should be done to hold the transaction together. With owner financed Maine land, getting a seller to consider doing it is big hurdle. Farm listings often tell you the size of the plot, if it's ben farmed organically and what it's currently used for. That monthly payment is looked forward to and helps out their monthly expenses or increases their savings. Account. Land Liquidation Sale All Lots will be Sold - Rare Maine Oceanfront Water access and Waterfront lots. TRV58402---. fishing in Maine. Potatoes are the most popular crop, and Maine leads in the nation's blueberry production. Not missing a note or having to hum any of the words to the Maine land owner financing method to assure a happy ending for both buyer and seller partnership. There is a qualification process for our owner financing. Enjoy the many nearby lakes, atving, hunting, fish and outdoor activities the area has to offer. Not now but right NOW happens. Land for Sale in Maine: 1 - 25 of 2,904 listings View Details. 17 Ocean Access Lots From 3-53 Acres in size 1. The information provided herein is deemed accurate, but subject to errors, omissions, price changes, prior sale or withdrawal. Enjoy the many nearby lakes, atving, hunting, fish and outdoor activities the area has to offer. How Can MOOERS REALTY Help You Today? To my knowledge, none remain closer with more land. For more nearby real estate, explore land for sale in Maine. Only 7 miles to Ellsworth. DETAILS Hunters, trappers, preppers and outdoor lovers wanted. Seller finance is possible. Find cheap land auctions in Northern Maine for the cheapest properties, unbuildable land, dirt cheap land with a house, and other inexpensive land. 17 Ocean Access Lots From 3-53 Acres in size Owner financing is available. This is the place to clear your mind, meditate, and energize. If they have to yank it back in foreclosure, the financial institution needs to have solid footing on the real estate whatever was added for value and utility on the Maine land. 23 secluded acres with approximately 870 feet of road frontage for your privacy in gorgeous Aroostook County waiting for your cabin! Located less than 2 hours north of Bangor, Maine near Danforth & I-95 on Lower Hot Brook Lake. Each Office Independently Owned And Operated. This property could be residential or commercial. You can t build a house or have a mobile home on the property; however, you are permitted to camp Acre plot of land in Jefferson County now and enjoy life in an affordable peaceful community! 2022 The Maine Land Store | All Rights Reserved. Possible owner financing available. It is nothing against the Maine land buyer personally, but their financial state that makes them too big a risk shakey. 11 Half Township Road , Lincoln, ME, 04457, Penobscot County. First and foremost to that, the country we live in is built on installment sale payments right? 20% down, 6% interest, 10 year amortization with balloon in 6 years. Zillow has 2386 homes for sale. 2 bds; 1 ba; 825 sqft - For sale by owner. The 87 matching properties for sale in Maine have an average listing price of $66,103 and price per acre of $1,609. Page 3 of 3 - Find Maine land for sale properties. No waiting for closing. Also, attached to the Show room is a 32 x 26 two bay heated attached garage with over-sized bay doors, 2 offices, & bathroom. The home for sale might have a mortgage that has a ticking clause in the fine print. The bigger payment lump sum cash infusions have to be done by adding up the principle amount figures.. the exact numbers owned each month on that original amortization schedule. Owned by Adrian 20 acres for hiking or hunting, Overlooking Tiger Creek Near Watauga Lake. View photos, research land, search and filter more than 54 listings | Land and Farm Please only enter numerical values, e.g., Years: 1-100, Months: 1-12.
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