heartland legal group debt consolidation

I am soooo frustrated! Note that complaint text that is displayed might not represent all complaints filed with BBB. I always initiated contact. Please note that no creditors where ever advised or informed that Heartland Legal Group was working on our behalf, Basically we paid Heartland Legal Group Fees for doing nothing (some of the fees are; retainer fee, administration fee, service fee, and process fee that amount to 368.95 that come out of 442.72, son only 73.77 would go to pay off creditors). BBB is here to help. How Much Debt Do I Need For The Debt Management Program? My example had a total debt of 20,960.00 dollars, they promised me that I would only pay 15,735.6 making payments of 437.10 X 36 months, that I would obtain savings of 5,682.30 dollars, now that you have no choice because they are already forcing you to continue in the program paying because otherwise you have to make the payments on your own and they have already taken the amount of money they want, they solve it very easily by saying "we are sorry sir but it was an estimate", they ended up paying more than with the debt that you had, in my case, paying 21,692.90 or 732.90 above the original debt. They have already been working on my debt, and a settlement agreement has been made. Germany +852 2345 7555, Shiodome Building 3F China When you can el out of program they take all the money in your account too. Please do not use this company. I am sure that once I get validation from heartland that they are forwarding on our payments I will be able to deal with it better. I had been with Heartland (Michigan) since 2019. That's exceptional Customer Service not only coming Chelsea Kennedy, but all the other Team Members. #23-01, 30 Raffles Place BBB Business Profiles are provided solely to assist you in exercising your own best judgment. I started paying Heartland $538.39 for my monthly debt consolidation payments in June 2020, and stopped in March 2021 because none of my payments were used for debt. Save my name, email, and website in this browser for the next time I comment. | We do not lend money. I was paying 448.00 per month and added an additional 2,000.00. Cookie Notice Today, November 10, 2021, I learn nothing was done the account is still open. Their representatives explained the process, and I was able to get started quickly. I Can't Quit the Debt Program I'm in That I Think is a Scam, Click to email a link to a friend (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to share on Tumblr (Opens in new window), Click to share on Pinterest (Opens in new window), Two Arrested in Los Angeles for Their Roles in Hospice Fraud Conspiracy, Three Operators of Financial Services Firm Charged and Arrested in Alleged $155 Million Investment Fraud Scheme. +49 (0) 611 71200900, 3rd Floor Fleming Court 200070 China 1. customer service is really bad one rep tells u one thing another tells you another. Thank you. They have helped make up feel like someone is really out there to help thru this difficult situation. . I started doing business with Heartland Legal Group 11/2019. Home Credit Card Debt Relief Debt Management How to Cancel a Debt Management Program & Remove An Account. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. I am anticipating the remaining debts to follow with good results. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Now in the past year we have had 2 summons and a lawyer miraculously did not accept my case in time and we have one garnishment already and another in the works again with no representation. I contacted them today (8/18/2021) to cancel this program because they were not getting me any results. Customer Reviews are not used in the calculation of BBB Rating. The company also seems to be keeping $5000.00 of my money for fees. I wrote the business to cancel services on July 17, 2021. God bless. How to Try to Get a Refund From a Debt Relief Company, The Ultimate Guide to Dealing With Student Loans You Cant Afford. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Visit Website. BBB Business Profiles may not be reproduced for sales or promotional purposes. Heartland Legal Group - Scam, Complaint, Review, Or Praise? Companies can ask for reviews via automatic invitations. Should you consolidate your debt? Today is Mar 25th and even after calling every week, asking for supervisors, being told the negotiator Chris is working on itNONE of my debts have been paid in full! The longer you wait, the more difficult it will be to get your debt under control. The fees and charges are ridiculous!!! How much. 2000-2023 InCharge Debt Solutions. All Rights Reserved. Find out how we combat fake reviews. I am very nervous, as I am a single mom and do not have a lot of expendable cash. I had to negotiate with creditors who were constantly sending emails and calling. My journey has been a reasonably good one; as soon as something unusual occurs, I get in touch with Client Services; and counsel and guidance is given. I signed up for this program in June 2020 to consolidate some debt I had with two different credit cards I was paying off steadily but the interest was making it hard to make progress and the balance was negatively effecting my score. Also dont bother emailing they will tell you to call. They set you up on a payment plan and claim they will resolve your debt at %50. I live in Las Cruces and I need my money back I paid them with my retirement savings. This can make it difficult to qualify for home and auto loans after you settle your debts. Hello Ms. Restrepo, Wed be happy to speak with you or your nephew privately. Very confused and not real pleased. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Thank you.Sincerely,Heartland Legal Group. All of the correspondence received from my creditors are sent easily through the portal as well as extra funds. FRCA, FDCPA, Litigation, Criminal Defense, Real Estate & Divorce.. It has been going well so far, I will update this post as things progress and negotiations with creditors continue. The debt was over $7000 and they settled with the company on my behalf for half this amount. I too am having issues with Heartland. Thanks. If you add that up it = trash I could have just saved for a cpl months and just paid the debt in full myself what are you doing with my money. Dont pay them because they will only take all your money and if you cancel or withdraw, all your money will be gone. They were taking $496/mo out of my account with the plan to do it for 3 years. Heartland Legal Group is a law firm. Please read all these reviews and take note. But I am saying that it is worth contacting the company and getting a satisfactory answer to explain. Do you agree with Heartland Legal Group's TrustScore? We also ensure all reviews are published without moderation. they have collected $339.51 monthly . Archived post. Please keep me posted here on how it goes. Dublin 4, D04 N4X9 They use Global holdings LLC as a payment processing company and either HLG and/or GBL charge outrageous fees versus what actually went to my debt. Consumer protection laws like the FDCPA and FCRA. Phone: 609.400.1302. I have been going back and forth with them for 6 months, calling weekly, to attempt to resolve this account. I'm grateful for their program and am excited to receive their assistance during a challenging time. Every penny I gave them was used to pay for legal fees. DO NOT USE! I was told to stop paying on my credit cards because they won't accept any settlement offers unless I do so, so I did. +1 902 746 5201, 5 Churchill Place, Part 10th Floor, Canary Wharf Read 1 more review about Heartland Legal Group. Getting a Mortgage While in a Debt Management Program, Getting a Loan on a Debt Management Program, The DIY Debt Management Program: A Template for Debt Relief, What Do I Need To Know Before Joining The Debt Management Program, What Happens After I Enroll In The Debt Management Program , What You Need to Know This Tax Season (2022-23 Guide), InCharge Debt Solutions Named One of Central Floridas Top Workplaces. So when the pay off comes, they will pay off what's owed minus the interest that were incurring right now. You can cancel a debt management plan, but you cant cancel debt, not as easily anyway. Unfortunately, with the information provided we are unable to locate your account. Can I remove an account from the debt management program? They have thoroughly discussed and fully understand my problem. Thanks to everyone at Heartland Legal. Markets only single system for the corporate tax life cycle, Domain management and security solutions, plus online brand and fraud protection, Paper and electronic real estate document preparation and recording, Specialized administration services for transactions and asset classes, Form and incorporate your business in a few simple steps, LUXEMBOURG S. R.L.LUXEMBOURG CSC CAPITAL. Have you heard of any updates about a possible class action lawsuit against them? They have taken $10,000 from me in 'fees' and IGNORED a settlement offer from Discover weeks before the court date for pennies on the dollar. Help they do and have. From the initial call to the follow-ups, they have walked me through the processes in a courteous and easy-to-understand manner. +31 343 430303, Digital Brand Services Three to five years is a long time to live with restrictions on your spending, but it beats bankruptcy and tends to be a lot cheaper than debt settlement. No law or rule says you cant re-open accounts that have been removed. Debt consolidate I am being told by the bank that debt consolidation are incurring interest on our bills we put in them and wont do anything for like 7 months and we're racking up interest and going to get screwed. Join the 263 people who've already contributed. They did absolutely NOTHING for me. Hello - It is our intent that each client be pleased, comfortable and informed about their program. Cash Made. Interestingly enough, the website of Sequara Henry does not appear to mention settlement. I started paying Heartland $538.39 for my monthly debt consolidation payments in June 2020, and stopped in March 2021 because none of my payments were used for debt. Why are your debts not settled in the 7-9 months that you were told. When credit debt got to be too much for me to handle on my own, they stepped in to help. Phone: 866-730-1522 Fax: 866-207-3159 Hello JC,We are sorry to hear about your negative experience, our goal is to assist all our clients, but we appreciate your feedback and will use it to better our program.Thank you for your feedback. Debt consolidation is a massive scam and Heartland Legal group has been dishonest with me every step of the way all just to continue charging me fees and stealing my money instead of helping me rebuild my credit like they claim to do. Australia We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. It appears to be a virtual office space. 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heartland legal group debt consolidation